1. Introduction
These Terms of Use (“Terms”) govern your access to and use of our services, content, and features. By accessing or using any part of our offerings, you agree to comply with these Terms. If you do not agree, you may not use our services.

2. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use after changes constitutes acceptance of the revised Terms.

3. User Responsibilities
You agree to:

  • Use services only for lawful purposes
  • Not engage in unauthorized access or distribution of content
  • Comply with all applicable laws and regulations

4. Intellectual Property
All content, trademarks, and data are owned by us or licensed to us. You may not reproduce, distribute, or create derivative works without express permission.

5. Disclaimer of Warranties
Services are provided “as is” without warranties of any kind. We do not guarantee accuracy, completeness, or reliability of any content.

6. Limitation of Liability
We shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services.

7. Governing Law
These Terms shall be governed by the laws of [Jurisdiction] without regard to conflict of law principles.

8. Contact Information
For questions about these Terms, contact us